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Problems, Promises and Profitability through New Products and Research for the Direct Marketing Distribution System
Profitability through New Products and Research for the Direct Marketing Distribution System This presentation ... October 20-23 in Toronto. Noting that in today's direct-response marketplace, the consensus is that there ...- Authors: Kiran Desai, Kimberly A Johnson, Spencer Koppel, Anthony Dardis
- Date: Oct 1991
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Marketing and distribution - Life Insurance
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Health Care Issues And Strategies For The 1980's
Health Care Issues And Strategies For The 1980's This session discussed misc Health Section issues ... increases in health care costs, DRG payments, art & science of anticipation, health care cost containment ...- Authors: E Paul Barnhart, George L Berry, Robert Dobson, Spencer Koppel, Raymond F McCaskey, Harry L Sutton
- Date: Oct 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health care
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Health Insurance Section Formation
valuable to regulation and the regulators. The primary interest of the regulators of insurance, and particularly ... health and welfare plans and reserves for health care ser- vice corporations. The area waiting is rate ...- Authors: Kiran Desai, Alan N Ferguson, Charles Habeck, William Hezzelwood, Spencer Koppel, Francis T O'Grady, Peter Thexton, PAUL MICHAEL BARNHART
- Date: Oct 1981
- Competency: Professional Values
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession>Professional associations
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Health Section Session - Current Topics
percent of all of its reserves. It talks about "direct" because for reinsurance, the assuming company ... pro-competition school of thought. Several health care economists have argued that Americans have too much ...- Authors: Spencer Koppel, Michael J Nohl, Francis T O'Grady, Carl F Ricciardelli, Sheldon Summers, Peter Thexton, Kurt K Von Schilling
- Date: Apr 1985
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability
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Claim Reserves
or the intro- duction of a new national health care, Social Security, or other disability scheme such ... both the inflation due to rising costs of hospital care and inflation reflected in larger size policy benefits ...- Authors: Rafal J Balcarek, Walter J Fitzgibbon, Peter L Hutchings, Spencer Koppel, Herbert Orenshein
- Date: Apr 1978
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Claims - Life Insurance; Public Policy
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Loss Ratio Analysis
DARLING: J. C. Penney Life works primarily in direct response business in selling mail ox'_ler hospital ... health insurance data. Would anyone on the panel care to comment on whether those changes are helpful ...- Authors: Paul Hansen, Monte J Hopper, James Hunt, Spencer Koppel
- Date: May 1980
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance
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Future Trends and Current Developments in Individual Life Products
income taxes, not excess field costs, are the primary reason permanent insurance is less competitive ... the term commis- sions. The 150% factor reflects direct commissions, first year manager over- rides and ...- Authors: David R Carpenter, Spencer Koppel, Alan W Sibigtroth, John E Tiller
- Date: Oct 1979
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Public Policy
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The Future of Permanent Life Insurance
distribution for smaller size policies such as through direct response, mass merchandising, and department store ... Therefore, other distribution methods, in- cluding direct mail, will be tested more seriously. As a practical ...- Authors: Robert K Dickson, John Gardner, Spencer Koppel, James Reiskytl
- Date: Apr 1980
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Report Of The Committee For Accident And Health Valuation Principles
Report Of The Committee For Accident And Health Valuation Principles This is a panel discussion ... risk" margins. Another explanation is that the primary objective of GAAP statements is to accurately portray ...- Authors: E Paul Barnhart, Anthony J Houghton, Spencer Koppel, Francis T O'Grady, Robert Shapland
- Date: Oct 1982
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting>Statutory accounting; Health & Disability>Health insurance
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Recent Developments in Health Insurance Minimum Loss Ratio Regulation
Recent Developments in Health Insurance Minimum Loss Ratio Regulation This panel discussion ... motivate them to offer the product for sale, or if a direct response insurer is not allowed a margin adequate ...- Authors: Willis W Burgess, John T Gilchrist, Charles Habeck, Spencer Koppel
- Date: Apr 1981
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance